Category: Home Insurance

Best High Risk Home Insurance Companies

Best High Risk Home Insurance Companies

"People who own coastal properties may need to pay close attention to the contract terms of their homeowners insurance policy, in particular the exclusion section, in order to determine the type of water coverage their policies provide and the extent of such coverage, if any." ― Yu-Luen Ma, Professor of risk ...

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7 Ways to Lower Your Homeowner’s Insurance Cost

7 Ways to Lower Your Homeowner’s Insurance Cost

Insurance Tip Many home insurance companies offer up to 10% discount, if you and your family members who stay in the house are non-smokers. Homeowner's insurance is a property insurance which covers one's private residence. Just imagine what would happen if your house was damaged due to fire, or if your dog bit ...

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Pros and Cons of Buying a Home Warranty

Pros and Cons of Buying a Home Warranty

A first-time home buyer should always buy a home warranty plan or a home protection plan so that he does not have to worry about maintenance. Such a plan provides coverage for maintenance of a home system or appliance, in case a breakdown occurs. When a person buys a new home, this plan is either brought by the ...

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What Does Homeowners Insurance Cover?

What Does Homeowners Insurance Cover?

Homeowners insurance policies, better known as HO policies, have been designed to help home owners safeguard their home and personal belongings. Considering that they have the responsibility of protecting their home and personal property, they should definitely opt for insurance. In fact, they can be sued by ...

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Importance of Home Warranty Insurance Plans

Importance of Home Warranty Insurance Plans

Home warranty insurance is a type of policy, that would cover expenses incurred, in case a replacement or repair is required for any of the home systems or appliances. Maintaining a house can be expensive and if an appliance or a system suddenly fails, it could mean more unanticipated expenses. It is a preventive ...

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How To Get The Best Homeowners Insurance

How To Get The Best Homeowners Insurance

A homeowner has the responsibility of protecting his home from unforeseen events that can cause irreparable damage to his property. Homeowners insurance policies, also known as 'HO Policies', protect the home against damage, and provide insurance against loss of personal belongings. Choosing the Appropriate ...

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What is Homeowners’ Insurance Cover?

What is Homeowners’ Insurance Cover?

Introduced in September 1950, the homeowners' insurance cover is designed within the paradigms of the US insurance regulatory law. It is a type of property insurance that covers risks that the homeowner foresees. It is designed to ensure timely pay off to the private homeowner in the event of damage or destruction ...

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Information about Second Home Insurance

Information about Second Home Insurance

A person usually invests in a second home after paying off all dues on the first investment and securing the property. The availability of funds, the drive to own a holiday home, the desire to expand and earn within the real estate business, and the simple upgradation of lifestyle are the various factors that lead ...

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Mobile Home Insurance Explained

Mobile Home Insurance Explained

A mobile home insurance policy must pay for certain kinds of accidental damage to a home, including one's belongings and other things of a personal nature. Such a coverage is called physical damage coverage. Fire, wind, falling objects, or vandalism, cause physical damage to the property. The policy must protect ...

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